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← Panama City Beach neighborhoods
Bay County · Panama City Beach

Bay Point

A gated community on Grand Lagoon — golf, a marina, and bayfront homes near St. Andrews, with the beach a short drive away.

★ 100% free for you, the buyer — no fees, ever
Best for
Golf & boating buyers
Median price
~$600k+ (home)
Property type
Homes & condos
Walkability
Car-oriented
Vibe
Gated & waterfront
To the beach
~10 min to the beach
The overview

What it's like to live in Bay Point

Bay Point is a gated community on Grand Lagoon in Panama City Beach, with a golf course, a marina, and bayfront and waterfront homes near St. Andrews State Park, a short drive from the Gulf beaches.

It appeals to buyers who want gated golf-and-boating living with a waterfront setting near the beach.

Honest fit

Is Bay Point right for you?

You'll love it if…

  • You want gated golf-and-boating living
  • A marina and waterfront homes appeal
  • Proximity to St. Andrews matters
  • Beach access by a short drive suits you

Look elsewhere if…

  • You want to walk to the beach
  • You want a bohemian beach town
  • HOA/club fees aren't for you
  • You want a budget-friendly home
The day-to-day

Lifestyle highlights

⛳

Golf

A community golf course.

⛵

Marina

Boating on Grand Lagoon.

🛡

Gated

A private, secure community.

🌴

Near St. Andrews

Close to the state park and pass.

Price context

What buying here looks like

Broad, indicative ranges to orient you — not a market analysis:

Condo
~$400k+
Single-family home
~$700k+
Waterfront home
~$1.2M+
Premium waterfront
$2.5M+

For current listings and the homes that fit your budget, contact me for your free Bay Point package — tailored to what you're actually looking for.

Your next step

Let's talk about Bay Point

Tell me what you're looking for and we'll start with a short, no-pressure conversation — no obligation. From there I connect you with a vetted local agent who knows Bay Point, and help map out your move — in English, Portuguese, or Spanish.

  • An honest read on whether Bay Point fits your budget and goals
  • A vetted local agent who knows the neighborhood firsthand
  • Guidance for international buyers, including financing options
  • A clear next-steps roadmap for your move

The first step is simply a conversation — no pressure, no commitment, and free for you.

Contact me for my package

Free · No commitment · We never share your details

Good to know

Bay Point questions, answered

Does Bay Point have boat access?
Yes — it sits on Grand Lagoon with a marina and waterfront homes, plus a golf course, near St. Andrews State Park. A vetted local agent can identify which homes have docks or deep-water access.
Can international buyers purchase here?
Yes. There's no citizenship or residency requirement to buy property in Florida, and foreign-national financing is available. We connect you with lenders who specialize in international buyers.
What are HOA / condo fees like?
They vary widely by building and amenities and can be significant in luxury oceanfront towers — and they make a real difference to your monthly cost. A vetted local agent can walk you through the fees building by building before you commit.
Prices & figures shown are broad, indicative placeholders — to be verified against current market data before relying on them.