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Bay County · Panama City Beach

Bay Point

A gated community on Grand Lagoon: golf, a marina, and bayfront homes near St. Andrews, with the beach a short drive away.

★ No cost to you, the buyer. Our fee comes from the brokerage side.
Best for
Golf & boating buyers
Median price
~$600k+ (home)
Property type
Homes & condos
Walkability
Car-oriented
Vibe
Gated & waterfront
To the beach
~10 min to the beach
The overview

What it's like to live in Bay Point

Bay Point is a gated community on Grand Lagoon in Panama City Beach, with a golf course, a marina, and bayfront and waterfront homes near St. Andrews State Park, a short drive from the Gulf beaches.

It appeals to buyers who want gated golf-and-boating living with a waterfront setting near the beach.

Honest fit

Is Bay Point right for you?

You'll love it if…

  • You want gated golf-and-boating living
  • A marina and waterfront homes appeal
  • Proximity to St. Andrews matters
  • Beach access by a short drive suits you

Look elsewhere if…

  • You want to walk to the beach
  • You want a bohemian beach town
  • HOA/club fees aren't for you
  • You want a budget-friendly home
The day-to-day

Lifestyle highlights

⛳

Golf

A community golf course.

⛵

Marina

Boating on Grand Lagoon.

🛡

Gated

A private, secure community.

񏊳

Near St. Andrews

Close to the state park and pass.

Price context

What buying here looks like

Broad, indicative ranges to orient you, not a market analysis:

Condo
~$400k+
Single-family home
~$700k+
Waterfront home
~$1.2M+
Premium waterfront
$2.5M+

For current listings and the homes that fit your budget, ask us for the Florida Buyer Guide, plus a current look at Bay Point, tailored to what you're actually looking for.

Your next step

Let's talk about Bay Point

Tell us what you're looking for and we'll start with a short, no-pressure conversation, no obligation. From there we connect you with an experienced local agent who knows Bay Point, and help map out your move, in English or Portuguese.

  • An honest read on whether Bay Point fits your budget and goals
  • An experienced local agent who knows the neighborhood firsthand
  • Support in English or Portuguese
  • A clear next-steps roadmap for your move

The first step is simply a conversation, no pressure, no commitment, and no cost to you.

Send me the Florida Buyer Guide

No cost · No commitment · We never share your details

Good to know

Bay Point questions, answered

Does Bay Point have boat access?
Yes. It sits on Grand Lagoon with a marina and waterfront homes, plus a golf course, near St. Andrews State Park. An experienced local agent can identify which homes have docks or deep-water access.
Can international buyers purchase here?
Yes. There's no citizenship or residency requirement to buy property in Florida. We help you compare areas and match you with a licensed local Realtor who has worked with international buyers.
What are HOA / condo fees like?
They vary widely by building and amenities and can be significant in luxury oceanfront towers, and they make a real difference to your monthly cost. An experienced local agent can walk you through the fees building by building before you commit.
Prices & figures shown are broad, indicative placeholders, to be verified against current market data before relying on them.

More in Panama City Beach

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Florida Relocation Desk

Florida Relocation Desk

Relocation market analysis team

The numbers first. The decision is yours.

Our analysts compare the areas you are considering side by side, so you walk into every conversation already informed.

A RESEARCH DESK, NOT A PORTAL

How we help

A neighborhood can feel like a good fit before the numbers have been read. Looking at how a market has behaved over time shows where it stands today, so the financial side of the decision is as clear as the personal one.

  1. A comparative market analysis.The areas you are considering, measured on the same terms and set side by side, using data from a trusted third-party provider. Delivered as a written report.
  2. The Florida Home Buyer Guide.The questions worth asking before an offer, in English and Portuguese.
  3. A Realtor report and an introduction.When you are ready, a Realtor report on licensed agents who work that market, followed by an introduction, with the questions to raise in your first conversation.

Free for buyers.We never ask for a credit card or any payment details.

Contact us

Let's find your place in Florida.