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Fort Walton Beach

Fort Walton Beach is in Okaloosa County. According to the U.S. Census Bureau, it has about 22,000 residents, a median age of 38 and a median household income of $62,000. The figures below compare it on the same terms as every city on this site, each with its source, so you can check them yourself.

Key facts

Population and income from the U.S. Census · housing from public listing data

PopulationU.S. Census22,000
Median AgeU.S. Census38
Median Household IncomeU.S. Census$62,000
Median Home PricePublic listing data$370,000
Average Rent (2BR)Public listing data$1,700 / month
Cost of LivingBEA regional price parities1% above U.S. average
Summer Avg TempNOAA climate normals90°F
Winter Avg TempNOAA climate normals56°F
Commute to Nearest City CenterEstimated drive time10 minutes
Commute to Nearest BeachEstimated drive timeClose to beach
CountyOkaloosa County
Flood riskFEMA flood mapsCheck FEMA map ↗
Unemployment 2024U.S. Bureau of Labor Statistics3.1%
Cost of living 2024Bureau of Economic Analysis97 vs U.S. 100

Popular with

Military FamiliesBeach LivingValue SeekersAffordabilityCompare areas with real data. We put the published figures for the areas on your list side by side and send you the report, so you can choose for yourself.A comparative market analysis. The areas you are considering, measured on the same terms and set side by side, using data from a trusted third-party provider. Delivered as a written report.The Florida Home Buyer Guide. The questions worth asking before an offer, in English and Portuguese.A Realtor report and an introduction. When you are ready, a Realtor report on licensed agents who work that market, followed by an introduction, with the questions to raise in your first conversation.

Neighborhoods in Fort Walton Beach

3 areas people ask about in Fort Walton Beach

Okaloosa IslandDowntown

Schools & jobs in Fort Walton Beach

School zoning is set by address, not by city. Sources: Florida Department of Education and NCES for schools; U.S. Bureau of Labor Statistics and Bureau of Economic Analysis for wages and cost of living.

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  1. A comparative market analysis.The areas you are considering, measured on the same terms and set side by side, using data from a trusted third-party provider. Delivered as a written report.
  2. The Florida Home Buyer Guide.The questions worth asking before an offer, in English and Portuguese.
  3. A Realtor report and an introduction.When you are ready, a Realtor report on licensed agents who work that market, followed by an introduction, with the questions to raise in your first conversation.

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Questions people ask about Fort Walton Beach

The comparisons buyers most often raise, with the figures behind them.

Fort Walton Beach vs Crestview

Fort Walton Beach is much the smaller, 22,000 residents against 28,000. Expect to pay around $370,000 in Fort Walton Beach and $320,000 in Crestview at the median. Crestview skews younger, a median age of 33 against 38.

Read more about Crestview →

Fort Walton Beach vs Niceville

Niceville is much the smaller, 16,000 residents against 22,000. Incomes run $85,000 in Niceville and $62,000 in Fort Walton Beach. Expect to pay around $420,000 in Niceville and $370,000 in Fort Walton Beach at the median.

Read more about Niceville →

Fort Walton Beach vs Destin

Expect to pay around $700,000 in Destin and $370,000 in Fort Walton Beach at the median. Destin is much the smaller, 14,000 residents against 22,000. If you rent before buying, budget $2,400 in Destin or $1,700 in Fort Walton Beach.

Read more about Destin →

Fort Walton Beach vs Lynn Haven

Incomes run $75,000 in Lynn Haven and $62,000 in Fort Walton Beach. If you rent before buying, budget $1,700 in Fort Walton Beach or $1,650 in Lynn Haven. Expect to pay around $370,000 in Fort Walton Beach and $360,000 in Lynn Haven at the median.

Read more about Lynn Haven →

Where these numbers come from

Checked against the published source, not estimated

  • Population, age and household income, U.S. Census Bureau, American Community Survey
  • Home prices and rent, public listing data, refreshed periodically. Figures move with the market; confirm current numbers before you act on them.
  • School grades, Florida Department of Education, 2025-26 school grades. School list and enrollment from the National Center for Education Statistics. Zoning is set by address, not by city.
  • Unemployment, U.S. Bureau of Labor Statistics, metropolitan area annual rates
  • Cost of living, Bureau of Economic Analysis regional price parities, 2024. 100 is the U.S. average.
  • Flood risk, FEMA Flood Map Service Center. Always check the specific address.
  • Temperatures and drive times, NOAA climate normals and typical driving estimates