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← Destin neighborhoods
Okaloosa County · Destin

Kelly Plantation

A gated golf community along Choctawhatchee Bay — a championship course, a clubhouse, and upscale homes in a private bayfront setting.

★ 100% free for you, the buyer — no fees, ever
Best for
Golf & gated-community buyers
Median price
~$800k+ (home)
Property type
Single-family homes
Walkability
Car-oriented
Vibe
Gated & upscale
To the beach
~10 min to the beach
The overview

What it's like to live in Kelly Plantation

Kelly Plantation is a gated golf community along Choctawhatchee Bay in Destin, with a championship course, clubhouse, and upscale homes in a private, amenity-rich bayfront setting.

It appeals to buyers who want gated golf living with bay access, minutes from the Gulf beaches.

Honest fit

Is Kelly Plantation right for you?

You'll love it if…

  • You want a gated golf-community home
  • A championship course and bay setting appeal
  • Gated security and amenities matter
  • Proximity to the beaches suits you

Look elsewhere if…

  • You want a beachfront cottage
  • You want a budget-friendly home
  • HOA/club fees aren't for you
  • You want a walkable urban core
The day-to-day

Lifestyle highlights

⛳

Championship golf

A bayfront golf course.

⚓

Choctawhatchee Bay

Bay access and views.

🛡

Gated

A private, secure community.

🏖

Near the Gulf

Minutes to the beaches.

Price context

What buying here looks like

Broad, indicative ranges to orient you — not a market analysis:

Smaller home
~$700k+
Single-family home
~$1M+
Larger home
~$1.6M+
Bayfront estate
$3M+

For current listings and the homes that fit your budget, contact me for your free Kelly Plantation package — tailored to what you're actually looking for.

Your next step

Let's talk about Kelly Plantation

Tell me what you're looking for and we'll start with a short, no-pressure conversation — no obligation. From there I connect you with a vetted local agent who knows Kelly Plantation, and help map out your move — in English, Portuguese, or Spanish.

  • An honest read on whether Kelly Plantation fits your budget and goals
  • A vetted local agent who knows the neighborhood firsthand
  • Guidance for international buyers, including financing options
  • A clear next-steps roadmap for your move

The first step is simply a conversation — no pressure, no commitment, and free for you.

Contact me for my package

Free · No commitment · We never share your details

Good to know

Kelly Plantation questions, answered

Do you have to golf to live in Kelly Plantation?
No — many residents don't golf, though membership options exist for the course and amenities. A vetted local agent can explain the current HOA and club terms before you buy.
Can international buyers purchase here?
Yes. There's no citizenship or residency requirement to buy property in Florida, and foreign-national financing is available. We connect you with lenders who specialize in international buyers.
What are HOA / condo fees like?
They vary widely by building and amenities and can be significant in luxury oceanfront towers — and they make a real difference to your monthly cost. A vetted local agent can walk you through the fees building by building before you commit.
Prices & figures shown are broad, indicative placeholders — to be verified against current market data before relying on them.