Hurricane Season in Florida: What Every New Resident Should Know

Hurricane season is part of life in Florida, and while it sounds intimidating, locals treat it as something to prepare for rather than fear. If you are new to the state, a little knowledge goes a long way. Here is what every new resident should know.

When hurricane season runs

The Atlantic hurricane season officially runs from June 1 through November 30, with activity typically peaking in late summer and early fall. Most days are perfectly normal; the goal is simply to be ready well before any storm is on the map.

Understanding the risk by region

Risk varies across the state. Coastal and low-lying areas face more exposure to storm surge and flooding, while inland areas are generally less exposed but can still see wind and rain. Knowing your home's flood zone and elevation is one of the most useful things you can do.

Preparing your home

Simple steps make a big difference: know how to secure windows and doors, keep trees trimmed, and understand any shutters or impact glass your home has. Many newer Florida homes are built with storm resistance in mind.

Your plan and your kit

• Know your evacuation zone and route
• Keep a few days of water, food, and medications
• Have flashlights, batteries, and a charged power bank
• Keep important documents in one safe, accessible place

Insurance before the storm

Insurers typically stop writing or changing policies once a storm is approaching, so handle coverage well in advance. Make sure you understand your wind and flood coverage and your hurricane deductible before the season is underway, not during a warning.